Image Text: Collectibles insurance covers items that make life more enjoyable and interesting, like fine art, musical instruments, sports memorabilia, and wine collections. Someone with a large or especially valuable collection of items would be better off with collections insurance as opposed to a generalized homeowners insurance policy with additions. You can also opt for a separate collectibles insurance policy for things like dolls, firearms, and books. Most high value collections can be insured, but there are some situations where you may not be able to insure your collection if it’s undocumented, un-appraised, or low-value such as toys and rocks. You’d be better off with a generalized homeowner’s insurance
